Liability Based On Contact With Phantom Car In First Party Claim – But No Damages

LIABILITY BASED ON CONTACT WITH PHANTOM CAR IN FIRST PARTY CLAIM – BUT NO DAMAGES
Klatz v. Western States Insurance Company (Illinois Appellate, lst District)

A chancery court found that contact had occurred between the insured’s vehicle and a phantom vehicle and sent the case to arbitration to determine damages. After the arbitration panel awarded $0.00 in damages, the trial court vacated the arbitrators’ findings and remanded the case for a second arbitration. The appellate court reversed the decision of the trial court and remanded to enter judgment for $0.00.

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